Thoughts On Finance

I agree that the financial situation is looking kind of grim, but is there really anything wrong with American’s cutting back on their lavish lifestyles a little bit.  Let’s face it our lavish lifestyles is what other countries can’t stand about us as we spend and spend to have the biggest and the best, while in other countries their people are lucky just to have clean drinking water.  Isn’t it really the truth? I mean if you were the one struggling to keep your family safe from the toxins in their all so necessary water supply, would you not be just a tad resentful looking at American’s complaining about their new plasma TV’s? And what about the poor in our own country, don’t you think that the homeless are a bit resentful as we complain about the price of things but we are still running to the mall to get our kids designer clothes.  I think that as American’s it is time to accept the fact that what they say about us is really true.  We spend money like it is water and most of us have been spending more than we have been making for a long time now.  I am from a simpler time I suppose and really don’t mind cutting back a little, actually I am somewhat grateful for the cut backs that I have been forced to make.  I think it makes me appreciate the fact that I live a relatively simple life, with very little debt and money owed.  Sure I am not saying that if I won the lottery tomorrow that I wouldn’t enjoy it, I surely would, however, I think that living a simple more primative life is more my style and it really does make me appreciate all the non-material things that I have in my life.  So what if I can’t eat out all the time or take my kids to the movies but once in a blue moon.  I guess we will just have to enjoy watching DVD’s, home cooked pop corn and a Saturday night family game of Clue or Monopoly.  A simpler life doesn’t have to be so bad, just look at saving money as a challenge that you are willing to accept.  There are things that you can do to not only save money, but also to help the environment, but the question truly is are you willing to give up your lavish lifestyles, or are you willing to go down with the ship? Consider this your thought for the day.