Why Is The Green Paper So Important To Us?

Finances are on everyone’s mind these days, from the rich to the poor, we are all concerned about the financial standing of our country and of our families, but when did this green paper become so important.

With financial times being difficult more and more people will turn to crime, drugs, alcohol. More and more people will go to counseling and get divorced and my question is still why? Have we become a society so driven by the dollar that without it we will just crumble? The answer to that is very simply yes.

While some of us are just worrying about how we are going to make ends meet and pay for the essentials to sustain our families, some of us are actually in a worse financial situation. The rich will feel this financial crunch too, because unlike the poor in this country, who realize that we will just have to generate more income to survive, the rich, who have based their existences primarily on the stock market, the real estate market, and credit cards and loans, will probably be hit even harder than the poor. The lifestyle changes that they will need to undergo to survive this rocky road, will be a much bigger adjustment for them. They will have to give up living on credit and will have to find ways of generating an income through the necessity avenues in this country. They will have to find ways to invest money now in businesses that will be able to survive the financial rough patch, and that could be difficult for many wealthy people.

If you are worried about the financial future of your family, then take action now to sustain your family, we can live without a lot of what we have, we just need to begin to realize the difference between true necessity items and luxury items.

Bail Outs For The Big Guys – What About Us?

Watching the View, I got to hear Whoopi Goldberg’s take on the current financial situation in the US and I found it extremely interesting her perspective on the whole thing.  The truth is she was talking about the government bail out of AGI.  Her point was, which I thought was a good one, was that the government gave $80 billion to AGI for the bail out because we American’s couldn’t pay what we owed, and now that AGI has that money, isn’t that in essence wiping clear the money that everyone owes AGI? Yet, we are not only responsible for our personal debts to AGI, but in addition to that, our government has in fact created a deficit that in turn we the people of this wonderful country are going to have to pay debt, so in essence we now have to pay this debt twice.  It was a really good point and one I thought was worth discussing since actions like this are taken to wipe away the debt for a large corporation or for our Federal Government, however, where is the help for the actual people who are falling deeper and deeper into debt by a government that does nothing but spend, and now even when they are out of money, they are printing more money with no backing to it to bail out large corporations.  I saw on a television show recently, a man suspected of terrorism, and when asked what he had against this country, he said “this is not a country, it’s a corporation.” I think perhaps he is right as a country does not just bail out failing companies and spend it’s peoples money on wars for the purpose of financial gain, it sounds more like a corporation to me, but maybe that is just my perspective on it?

Simpler May Just Be Better

I agree that the financial situation is looking kind of grim, but is there really anything wrong with American’s cutting back on their lavish lifestyles a little bit.  Let’s face it our lavish lifestyles is what other countries can’t stand about us as we spend and spend to have the biggest and the best, while in other countries their people are lucky just to have clean drinking water.  Isn’t it really the truth? I mean if you were the one struggling to keep your family safe from the toxins in their all so necessary water supply, would you not be just a tad resentful looking at American’s complaining about their new plasma TV’s? And what about the poor in our own country, don’t you think that the homeless are a bit resentful as we complain about the price of things but we are still running to the mall to get our kids designer clothes.  I think that as American’s it is time to accept the fact that what they say about us is really true.  We spend money like it is water and most of us have been spending more than we have been making for a long time now.  I am from a simpler time I suppose and really don’t mind cutting back a little, actually I am somewhat grateful for the cut backs that I have been forced to make.  I think it makes me appreciate the fact that I live a relatively simple life, with very little debt and money owed.  Sure I am not saying that if I won the lottery tomorrow that I wouldn’t enjoy it, I surely would, however, I think that living a simple more primative life is more my style and it really does make me appreciate all the non-material things that I have in my life.  So what if I can’t eat out all the time or take my kids to the movies but once in a blue moon.  I guess we will just have to enjoy watching DVD’s, home cooked pop corn and a Saturday night family game of Clue or Monopoly.  A simpler life doesn’t have to be so bad, just look at saving money as a challenge that you are willing to accept.  There are things that you can do to not only save money, but also to help the environment, but the question truly is are you willing to give up your lavish lifestyles, or are you willing to go down with the ship? Consider this your thought for the day.

Does Worrying About Finances Make Matters Worse?

All the focus in the media and on the street is that we are all going under and it is just a matter of time before we see the next great depression in this country, but is all the negative hype making matters worse? Well, there are many schools of thought on this subject and the consensus is yes, worrying will make your financial situation even worse.

Worrying is creating and wasting energy that could be better used to focus on what you can do to help yourself.  Worrying creates depression and a feeling of matters being totally out of your control.  This leads to feeling overwhelmed and helpless, and that is a hard place to function from.  How can you avoid feeling like this?

Start focusing on the positive.  Things that can help reduce your monthly expenses will help you to feel empowered.  Take the reigns and get your spending and your finances under control.  Don’t think negatively about money, think positively focus on the fact that there is plenty of money in the world and plenty of it for you.  Tell yourself that each day you will work to conserve not only money but all of the resources that you have available to you.  Always treat your money with respect.  Keep it well organized and neat and treat it well.  Experts say that treating your money with respect is a good way to obtain wealth.  If you think about it there aren’t too many millionaires with crumpled up money stuffed in their pockets or money lying all around their homes, so show money the respect that it deserves.

Following these simple rules can not only help you feel empowered to deal with your personal budget, but can also keep you from getting down in the dumps when the going gets tough.  Just a few tips to keep your sanity during this time of growth.