Posted by admin on February 6, 2009 · Leave a Comment
It is time to start thinking outside the box when it comes to making money. Conventional jobs are becoming more and more scarce, and yet people are still in need of money to survive. What can you do if this is you? You have cut back everyway you can think of, and yet you are still struggling just to pay the bills and eat. Maybe, you have even suffered a layoff, or a cut back in your hours, making things tighter than they have ever been before.
Everywhere you look people are saying SAVE, but you are thinking I can’t afford to save, I can’t even afford to survive. Okay, then this is the blog for you. It is time to begin thinking about skills and abilities that you possess that you can use to generate more money.
Here are some really simple ideas that could generate you some dollars for you with very little or no overhead at all:
1. Start A Cleaning Business. Office cleaning, house cleaning, many people use a cleaning service, and with only a few supplies you can start up a business that you can work on your own schedule.
2. Tutoring. If you are good at a certain subject, take on tutoring. You can even hang up signs or put ads in the newsletter at your local schools.
3. Find Treasures. Some people are good at thrift store shopping and can find things that are worth a lot for a little, then they resell them online and make good money doing this. It takes a good eye for this one.
4. Babysit. Another way to pick up some extra money. If you don’t like kids then this is not for you.
5. Lawn Service. Believe it or not, this is one of the most lucrative home businesses and affords you to make some really nice money with just the few lawn tools that you already have.
6. Handyman, maintanence. If you are handy, then advertise your services. With more and more women living on their own, this is a business that is always in demand. Even the women who can handle some of the jobs around the house, usually can’t keep up with all of it. This type of business could also be a renovation business if you are that handy.
7. Buy and Sell. Many people are buying things wholesale and marking them up like the retailers do. With the help of the internet you can do this too. Start by looking up wholesale companies and see if you think that you found something that would be worthwhile to sell. Stay away from knick nacks, with the failing economy these will be the last items that people will be buying.
There are lots of great ideas out there, so think outside the box and get on your way to finding some money out there that you didn’t even know existed. There is always need, you just have to find it.
Filed under Making More · Tagged with afford, affords, babysit, business, buy and sell, buying, cleaning service, conventional jobs, cut back, dollars, extra money, failing economy, handyman, home businesses, jobs, layoff, lucrative, maintanence, making money, more money, nice money, renovation, resell, retailers, save, scarce, survive, tighter, tutoring, women
Posted by admin on January 7, 2009 · Leave a Comment
These days finances are on the minds of most American’s and probably a lot of our international counterparts as well. We are all thinking, how will we make it, will we be able to make ends meet, or are we going to be facing unemployment over the coming years? Well, I know personally many a day, I will wish that I had more, as I am sure is where a lot of people are at. Wishing that you were one of the wealthiest people in the world, so you just didn’t have to give money another thought…Am I Right?
More money may not be the answer as a recent trend around the globe is showing wealthy businessmen committing suicide due to the tough financial times. Personally, I think it is very sad that so many men are defining themselves in such a way that without money they are completely useless to their families and to society in general. Sure we all know that men tend to identify with being the bread winner and that is there primary role in most families, however isn’t it sad that these big wig executives are leaving behind wives and children without even so much as a second thought about. Perhaps they only seem to have it all, but I can assure you that these children would have been better off to have a father in their lives, even if they had to live a meager lifestyle. Someone to show them that when the going gets tough, the tough get going, and not check out.
I quite honestly am glad that I don’t have so much money that to be penniless would devastate me or cause me to kill myself. I have my family and that is where my priorities lie. Let’s focus on all that we do have in this life and not just the money, after all it is really just green paper…isn’t it?
Filed under Financial Casualties · Tagged with big wig, bread winner, businessmen, executives, finances, green paper, international, meager lifestyle, men, money, more money, penniless, primary role, priorities, suicide, tough financial times, unemployment, wealthiest, wealthy, wealthy businessmen, without money
Posted by admin on August 15, 2008 · Leave a Comment
When financial worries start to take over, and your income no longer meets your expenses, the first things that wind up sitting unpaid are those credit card bills. Many people mean well and really want to pay their debts, but the money is just running out and their survival unfortunately is relying upon them not paying those bills. Well, most people do eventually begin to catch up, find a new source of income, or a way to cut expenses, but unfortunately by that point it may already be too late. You see damage to your credit score can sneak up on you really quickly, with just a few payments behind, you can quickly send your credit score plummeting and the thing that you have worked so hard to maintain your whole life, goes down the drain and you find yourself back at square one. The best thing that you can do to bring your credit score back up is to keep paying those bills, on time. Paying your bills on time will help you start to bring that credit score back up, but at the same time you need to be finding new ways to cut back and make more money simultaneously. The best way to make sure that you get on track and stay on track is to start paying your bills and keep putting money into savings at the same time. If you are living paycheck to paycheck, then you are in fact setting yourself up for failure. If you don’t have a back up plan then you are just a bump in the road away from the next crisis. There is potential to be injured, use a job, get ill, something that may prevent you from working, and if you are already banking on the paycheck that is coming on Friday, then this is risky business. The suggested savings plan means that you have enough money set aside for your family to live for an entire year, I have heard some people say at least 6 months, but the time to start saving is not when things are better, it is right now. Please don’t wait any longer to start making a good and secure financial future for you and your family. The economy may not be in good shape but that doesn’t mean that you can’t be. Start bringing down your expenses today and you will begin to create not only a savings plan, but a feeling of peace of mind and security that your whole family can enjoy for years to come.
Filed under Debt · Tagged with bills, bringing down your expenses, credit card, credit card bills, credit score, cut back, expenses, financial worries, make more money, money, more money, paying your bills, saving, savings, savings plan, start saving